$634,999

Coastal Living at Its Best! Private Community Bay Access, Smart-Home Convenience, Move-In Ready, A Rated Schools! Discover the perfect blend of coastal charm, modern comfort, and an exceptional location at 98 Galley Lane in Santa Rosa Beach. Nestled in the desirable Treasure Trove community, this move-in ready 4-bedroom, 2.5-bath home offers… Read More 2,300 square feet of thoughtfully designed living space, just minutes from the sugar-white sand beaches of Scenic Highway 30A. One of the community's standout amenities is its private, gated access to Choctawhatchee Bay, featuring a scenic waterfront deck with two levels of seating and breathtaking bay views. Whether water activities are calling you, you love watching sunrises and sunsets, or you enjoy unwinding in the coastal breeze, this special amenity offers a wonderful extension of your Florida lifestyle. Freshly painted inside and out, the home welcomes you with a bright, open-concept floor plan, beautiful wood-look flooring throughout, elegant crown molding, and a striking tray ceiling that adds architectural character and height to the spacious living area. Natural light fills the inviting interiors, where a soothing neutral palette creates a relaxed yet sophisticated coastal atmosphere. Views of the wooded backyard add a feeling of privacy and serenity to the main living areas. The spacious kitchen features ample crisp white cabinetry, stainless steel appliances, generous counter space, a walk-in pantry, and a large center island with seating. Flowing seamlessly into the dining and living areas, this open layout is ideal for both everyday comfort and effortless entertaining. The primary suite provides a peaceful retreat with a spacious ensuite bathroom featuring dual vanities, a walk-in shower, a separate soaking tub, and a private water closet. A large walk-in closet completes this well-designed sanctuary. The additional 3 bedrooms and full bathroom with dual vanities in the opposite wing of the home offer flexibility for family members, guests, home office, or hobbies. Smart-home conveniences include a video doorbell, smart garage door opener, smart lighting, and a smart thermostat, bringing modern functionality to this move-in-ready home. Additional smart devices can easily be added. Outdoor living is equally inviting, with a welcoming front porch, attractive landscaping, and a generous covered rear patio perfect for relaxing or entertaining. The large backyard offers space to add a pool in the future if desired. The location is exceptional. Spend your days exploring the pristine beaches of Scenic 30A, hiking the scenic trails and discovering the coastal dune lakes of nearby Topsail Hill Preserve State Park, or enjoying upscale shopping, restaurants, and entertainment at Grand Boulevard. Convenient access to nearby healthcare facilities, including Ascension Sacred Heart Emerald Coast, adds everyday practicality to this sought-after coastal setting. The schools are excellent. Walton County School District earned an A rating for the ninth consecutive year and tied for #2 among Florida's 67 school districts in 2026. Area schools, including Van R. Butler Elementary, Dune Lakes Elementary, Emerald Coast Middle, and South Walton High School, all earned A ratings for the 2025-2026 school year. Notably, nearby Van R. Butler Elementary has maintained an A rating for approximately two decades, highlighting the area's longstanding commitment to academic excellence. With its fresh interior and exterior paint, smart-home features, private community bay access, excellent schools, and convenient proximity to beaches, nature, dining, shopping, and healthcare, 98 Galley Lane offers an exceptional opportunity to enjoy the best of the Emerald Coast lifestyle. Move right in and start enjoying life in Santa Rosa Beach! Read Less

Courtesy of Michaela McGill, Anchor Realty Florida.

Listing Snapshot

Days Online

Last Updated

Nov 2, 2026

Property Type

Detached Single Family

Beds

Full Baths

Partial Baths

Square Ft.

2,309

Lot Size

0.25 Acres

Year Built

2022

MLS Number

1014693

Additional Details

Appliances & Equipment

Water Heater - Elect

Building

Built in 2022, Living area: 2309.0

Cooling

Ceiling Fans, Central Air

Garage

2 spaces

Heating

Central

Home Owner's Association

Association Fee: $327.5, Fee Frequency: Quarterly

Lot

0.25 acres, Dimensions: 71x162x72x135

Parking

4 total parking spaces

Property

Construction Complete

Sewer

Public Sewer

Taxes

Parcel Number: 19-2S-20-33301-000-0460, Annual Amount: $4,396.43, Legal Description: LOT 46 TREASURE TROVE ESTATES PHASE II & III PB 22-20 OR 3132-362, Year: 2025, Zoning: Resid Single Family

Utilities

Electric, Phone, Public Water, TV Cable

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